Frequently Asked Questions

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Here you'll find some commonly asked questions about the Chambers Plan. If you have additional questions, please call one of our customer service representatives who will be happy to assist you.

Questions

I missed the deadline for enrolling a new employee. What do I do now?

Have the employee complete an Employee Application and a Statement of Health and send it to the Plan Administrator. Coverage will take effect on the first of the month after the insurance company approves the application. If you have dental coverage, late applicants (employees and their insured family members) are each limited to $250 in dental benefits during the first 12 months of their coverage under the Plan.

What if I miss the deadline for adding a dependent?

Have the employee complete an Employee Change Request plus an Employee’s Statement of Dependent’s Health. Send both forms to the Plan Administrator. The dependent's coverage will take effect on the first of the month after the insurance company approves the application. If you have dental coverage, late applicants are limited to $250 in benefits during the first 12 months of their coverage under the Plan.

Can I change the level of our coverage under a benefit we already have?

Most firms make benefit changes at the Plan's April 1 renewal date. The best way to initiate a change between renewals is to call your advisor. He or she can walk you through the options available to your firm.

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